InstantHealthQuote.net
Independent Insurance Agent · Licensed in FL, MI & NC
Speak with an advisor
754-229-9898
Call 754-229-9898
Health · Life · Medicare · Annuity · LTC · Disability

Coverage can be complicated. Working with us isn't.

Call and tell us what you’re shopping for. A licensed agent compares the carriers and gives you real numbers and a straight recommendation.

Speak with a licensed agent
754-229-9898
Call now →
No obligation, no cost to youA licensed advisorMon–Fri 8am–8pm ET

Online quoting is temporarily unavailable while we complete carrier appointments and our compliance review. We are not collecting information through this website. Call 754-229-9898 to speak with a licensed agent.

What we can help you cover

Nine lines of coverage, compared across top-rated carriers. Tell us which one you’re shopping for and we’ll do the legwork.

01
ACA & Health Under 65
Marketplace and off-exchange plans, short-term gap coverage. We run your subsidy math first.
→ 02
Term Life Insurance
10, 20 and 30-year coverage from carriers you know, with no-exam options for fast approval.
→ 03
Final Expense
Burial and funeral coverage from $5K to $50K, including guaranteed-acceptance products.
→ 04
Medicare Advantage
Part C plans bundling dental, vision and drug coverage. We track every enrollment window for you.
→ 05
Medicare Supplement
Medigap Plans A through N side by side. Identical benefits, very different premiums by carrier.
→ 06
Fixed Indexed Annuity
Market-linked growth with principal protection and optional lifetime income riders. $50K+ in assets.
→ 07
Long-Term Care
Traditional LTC and hybrid LTC/life products, with shared benefit options for couples.
→ 08
Disability Insurance
Short and long-term income protection, including own-occupation and self-employed policies.
→ 09
Critical Illness
A lump sum on diagnosis of cancer, heart attack or stroke — yours to spend however you need.
→
Not sure which one you need? Call and ask →
Two advisors working together at a desk in a bright office
How it works

Three steps, and a real person at the end of them

  1. 1

    Tell us what you're shopping for

    A product line and a ZIP code. That's the entire first step.

  2. 2

    Answer a few qualifying questions

    Age, household, current coverage — enough for an accurate quote and nothing more.

  3. 3

    A licensed advisor calls you back

    With actual quotes and a plain recommendation. No bots, no call center, no six transfers.

“We're paid the same whether you buy the cheapest plan or the most expensive one. So we tell you which one is actually right — and sometimes that's the plan you already have.”

A licensed agency

A licensed, independent agent — not a lead farm with a form on it.

One advisor, not a call center

Your request goes to a licensed advisor who calls you back personally. No phone tree, no being transferred six times, and you can tell us to stop at any time.

Free to you, always

Carriers pay our commission at the same rate you'd get walking into a branch. The premium is identical; the guidance is the part you gain.

Start with your ZIP or call 754-229-9898 Mon–Fri 8am–8pm ET