Last updated: March 29, 2026
By accessing and using InstantHealthQuote.net ("the Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use the Website. We reserve the right to modify these Terms at any time, and your continued use constitutes acceptance of any changes.
InstantHealthQuote.net is a licensed insurance agency that operates an online platform connecting consumers seeking insurance quotes with licensed insurance advisors and carriers. We offer quote comparison services for health insurance, life insurance, Medicare plans, fixed indexed annuities, long-term care insurance, disability insurance, critical illness insurance, and related products. We are licensed under Series 215 Florida Health and Life Insurance and are licensed to operate in all 50 states.
The information provided on this Website is for general informational purposes only and does not constitute insurance advice, financial advice, tax advice, or legal advice. Product descriptions, pricing estimates, and coverage summaries are general in nature and may not reflect the specific terms of any particular insurance policy. Always review the actual policy documents and consult with a licensed insurance professional before making any coverage decisions.
You must be at least 18 years of age and a legal resident of the United States to use our services. By submitting information through our Website, you represent that you are at least 18 years old and that the information you provide is accurate and truthful.
When using our Website, you agree to:
When you submit your information through our quote form, your data may be shared with one or more licensed insurance agents or agencies who can provide quotes for the products you requested. By submitting your information, you consent to this sharing as described in our Privacy Policy. All data collection and sharing practices comply with applicable federal and state regulations including the Telephone Consumer Protection Act (TCPA).
By submitting your contact information through our Website, you provide express written consent to be contacted as described in our TCPA Policy. This consent is documented through TrustedForm certification technology. You may revoke your consent at any time by contacting us or following the opt-out instructions provided in any communication.
Licensed insurance agents who purchase leads through our agent marketplace ("Buyers") agree to additional terms governing lead purchase, use, and compliance. Buyers must maintain active insurance licenses in the states where they operate, comply with all applicable telemarketing and privacy regulations, use leads only for the purpose of providing insurance quotes and coverage, and adhere to all TCPA requirements when contacting consumers.
All content on this Website, including text, graphics, logos, images, software, and code, is the property of InstantHealthQuote.net or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
Our Website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of any third-party sites. Accessing third-party links is at your own risk.
The Website and all services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the Website will be uninterrupted, error-free, or secure. We do not warrant the accuracy or completeness of any information, quotes, or estimates provided through the Website.
To the maximum extent permitted by law, InstantHealthQuote.net and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Website or services, including but not limited to loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless InstantHealthQuote.net and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of the Website, your violation of these Terms, or your violation of any rights of a third party.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in the State of Florida.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
If you have questions about these Terms of Service, contact us at:
InstantHealthQuote.net
Email: legal@instanthealthquote.net
Phone: 1-888-XXX-XXXX